The Cost-Benefit of Aging: Financial Capability and Well-Being across Age Groups in Brazil

Table 6

Aged between 37 and 51 years (n = 133).

Depend	Model 11	Model 12	Model 13	Model 14	Model 15
	Behavior	Behavior	Preparedness	Resilience	FWB
Model	HC	HC	HC	HC	HC
Const	2.893	3.345	−1.902	3.472	−2.462
Knowledge	0.152	0.164
Behavior			0.004	−0.153	−0.005
PsyFactor1	0.198	0.149
PsyFactor2	0.027	0.069
Grit		−0.062
Resilience future		−0.016
Sex	−0.193	−0.185	0.008	−0.766	−0.152
Age	−0.009	−0.012	0.062	−0.057	0.032
School	−0.023	−0.053	−0.025	0.150	−0.002
Income	0.142	0.137	0.180	0.666	0.151
With children	−0.126	−0.088	−0.131	−0.024	−0.075
Lives alone	0.236	0.167	0.111	0.000	−0.206
Lives others	0.099	−0.022	−0.197	0.628	−0.313
Main source	−0.061	−0.249	0.017	−0.429	−0.190
Own residence	−0.214	−0.209	0.800	−0.538	0.167
Single parent	−0.136	−0.256	−0.951	−1.508	−0.841
Fin support	−0.052	−0.071	0.175	−0.377	0.124
Parents taught	0.162	0.093	0.097	0.357	0.265
Any scheme		−0.062	−0.357	−0.215	−0.120
INSS		0.286	0.679	0.195	0.333
Public servant		0.441	1.315	0.430	0.780
Private prev		0.068	−0.631	0.883	−0.020
Private invest		0.226	0.662	2.295	0.456
R2	0.493	0.572	0.372	0.468	0.517
Fc	7.584	6.694	3.758	5.574	6.781

Source: prepared by the authors.  < 0.1,  < 0.05, and  < 0.01.