Exploring the Main Effect of e-Banking on the Banking Industry Concentration Degree on Predicting the Future of the Banking Industry: A Case Study

Table 7

Utilization growth of electronic banking and deposit in banks.

Bank category (deposit viewpoint)	Average of annual growth of utilization from ATMs during 2010–2018 (%)	Average of annual growth of utilization from PINPADs during 2010–2018 (%)	Average of annual growth of utilization from POSs during 2010–2018 (%)	Average of annual growth of deposits during 2010–2018 (%)
Large banks set
Bank 1	25.3	102.7	25.8	17.8
Bank 2	15.8	72.8	12.2	21.4
Bank 3	15.6	47.3	13.2	20.9
Bank 4	22.8	62.07	15.3	22.9
Medium banks set
Bank 5	25.9	24.3	8.9	18.5
Bank 6	11.2	44.3	−2.7	13.1
Bank 7	40.6	49.4	28.8	18.7
Bank 8	18.1	33.09	27.2	17.5
Bank 9	34.8	118.26	9.5	46.5
Bank 10	20.9	64.19	24.1	30.5
Bank 11	19.8	95.9	9.9	26.8
Bank 12	35.4	27.3	61.2	29.9
Bank 13	49.5	124.3	12.8	27.2
Bank 14	20.4	293.09	8.9	29
Bank 15	26.1	64.19	8.9	22.2
Small banks set
Bank 16	97.6	121.5	104.3	73.7
Bank 17	36.8	156.7	6.04	58.9
Bank 18	7.1	−5.78	8.7	19.5
Bank 19	15.8	0.98	4.6	33.8
Bank 20	51.9	202.4	118.9	35.46
Bank 21	0.09	45.2	−23.01	151.5

References: results of this study.