Research Article
Exploring the Main Effect of e-Banking on the Banking Industry Concentration Degree on Predicting the Future of the Banking Industry: A Case Study
Table 7
Utilization growth of electronic banking and deposit in banks.
| Bank category (deposit viewpoint) | Average of annual growth of utilization from ATMs during 2010–2018 (%) | Average of annual growth of utilization from PINPADs during 2010–2018 (%) | Average of annual growth of utilization from POSs during 2010–2018 (%) | Average of annual growth of deposits during 2010–2018 (%) |
| Large banks set | | | | | Bank 1 | 25.3 | 102.7 | 25.8 | 17.8 | Bank 2 | 15.8 | 72.8 | 12.2 | 21.4 | Bank 3 | 15.6 | 47.3 | 13.2 | 20.9 | Bank 4 | 22.8 | 62.07 | 15.3 | 22.9 | Medium banks set | | | | | Bank 5 | 25.9 | 24.3 | 8.9 | 18.5 | Bank 6 | 11.2 | 44.3 | −2.7 | 13.1 | Bank 7 | 40.6 | 49.4 | 28.8 | 18.7 | Bank 8 | 18.1 | 33.09 | 27.2 | 17.5 | Bank 9 | 34.8 | 118.26 | 9.5 | 46.5 | Bank 10 | 20.9 | 64.19 | 24.1 | 30.5 | Bank 11 | 19.8 | 95.9 | 9.9 | 26.8 | Bank 12 | 35.4 | 27.3 | 61.2 | 29.9 | Bank 13 | 49.5 | 124.3 | 12.8 | 27.2 | Bank 14 | 20.4 | 293.09 | 8.9 | 29 | Bank 15 | 26.1 | 64.19 | 8.9 | 22.2 | Small banks set | | | | | Bank 16 | 97.6 | 121.5 | 104.3 | 73.7 | Bank 17 | 36.8 | 156.7 | 6.04 | 58.9 | Bank 18 | 7.1 | −5.78 | 8.7 | 19.5 | Bank 19 | 15.8 | 0.98 | 4.6 | 33.8 | Bank 20 | 51.9 | 202.4 | 118.9 | 35.46 | Bank 21 | 0.09 | 45.2 | −23.01 | 151.5 |
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References: results of this study.
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